Home Equity Line of Credit

Get a free quote on a HELOC and tap into your home's equity.

HELOC Loans Without the Hassle

Want to access your home’s equity and keep your low rate on your existing mortgage? Unlike cash-out refinances that have stricter underwriting guidelines, HELOC transactions are simple, fast, and the majority of the time do not even require an appraisal. We’ll be your guide to understanding your HELOC options and choosing the right loan for your needs!

The HELOC Process

  • Call our office at (425) 697-5955 or email info@wepaythefees.com to connect with a loan officer and discuss our HELOC programs
  • Review loan options with your loan officer
  • Complete online mini HELOC application
  • Submit necessary income and asset documentation
  • Complete your closing online

Why a HELOC?

A home equity line of credit (HELOC) is a type of mortgage that allows homeowners to borrow money against their equity as a revolving line of credit. These HELOC funds can be used for a variety of purposes, including home improvements, debt consolidation, big purchases, tuition, and more!

  • Fixed Rates
  • Close in two weeks or less
  • No appraisal needed for most transactions
  • Hassle-free online process
  • Adjustable Rate
  • Line of Credit